South Africa is fracturing as central state authority recedes, giving rise to enclaves across middle class estates, businesses, poorer communities, and rural areas - from private security and power generation to illicit mining empires and community vigilantes. In this discussion from The Common Sense, Frans Cronje explains why enclaves aren't just a middle class phenomenon and shares practical advice on creating choices in your money, career, family, and location to thrive in the future.